Category Archives: Auto & Car

Car Insurance Rates 101: Why Your Rates Are What They Are


Sky-high car insurance rates challenge your budget and force you to rethink your insurance strategy. Legally, motorists must carry a certain amount of minimum insurance, as stipulated by state law. Depending on where you live, you may be required to

Five Things You Should Know About Car Insurance Companies


How do car insurance companies set their rates? This is simple question has a surprisingly complicated answer. Before we delve into factors that go into rate setting, we must emphasize that auto insurance companies are businesses, first and foremost. Car

Eight easy ways in which to cut costs on your auto insurance


You just bought a new car and cannot wait to get on the road. What is the first thing you need? No, not some great road music playing on the radio, you need insurance. You are required by law to

Tips for first time insurance buyers


There are many scary things in this world. Buying insurance for your first time should not be one of them. In the next few paragraphs, I will offer some tips, which will remove the fear of first time auto insurance

Ways in which to lower your car insurance rates


There are many ways in which to lower your insurance policy premiums. Some take a little work from you while others might be offered to you when you request a quote. Before renewing or buying your next insurance policy read

Auto insurance discounts to ask about


You do not have to be the best driver on the road to be eligible for discounts through your insurance company. Asking about available discounts is a great way to lower your premium. When you get a quote with,

Why 2 families pay $15,000+ for car insurance


Who’s paying $15,000 a year for car insurance? It’s not some guy with three DUIs and a Maserati. It’s tax-paying, home-owning, law-abiding Camry drivers. As we did some digging in our own insurance quote database, wondering who wound up with

The double-whammy of bad credit


If you have bad credit, you probably know who you are. Now that car dealers are making subprime loans again, you’re braced to pay more for a car loan. A buyer with prime credit paid an average rate of 4.27

7 key considerations when buying car insurance


When you compare insurance companies and shop for a new policy, you should know more than just what a car insurer is quoting you for rates. Here are seven questions you should ask before signing off on a new policy.

5 ways to get quick car insurance quotes


Kate Anderson hates financial stuff, like balancing her checkbook, monitoring credit cards and shopping for car insurance. The California graphics artist has kept the same insurance policy for five years and wonders if she could get a better deal elsewhere.