Tag Archives: home insurance

Does home insurance cover burst pipes?

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Burst pipes can be a financial headache for homeowners. Fortunately, home insurance typically covers unexpected burst pipes and the water damage that results, according to the Insurance Information Institute. However, you won’t be covered if the damage results from a

‘Blacklisted’ breeds could take bite out of home insurance coverage

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Every 40 seconds, a dog bite victim in the United States seeks medical attention, according to plastic surgeon Dr. Michael Bermant. Children represent 60 percent of those injured, and 77 percent of dog attacks target the victim’s face. Canine attacks

Choose the Best Home Insurance Company

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Your personal best home insurance coverage will evolve over the years. Trying to keep your coverage forever “optimized” is a lot like trying to find highest point on a sand dune that’s perpetually buffeted by high winds. Sure, you may

Tips for Picking the Best Home Insurance Company

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If you’re in the market for a home insurance company but don’t know which one to choose, you’re in luck. Consumer Reports recently surveyed more than 11,000 home insurance consumers to rank the best home insurance companies in a variety

Baby boomer home upgrades change home insurance needs

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Baby boomers are experiencing the physical changes associated with aging, such as loss of balance or achy joints. Some of these changes may require modification to your home, resulting in changes to your homeowner’s insurance. For example, an older home

Make sure your home insurance protects you from attractive nuisance lawsuits

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Having an attractive nuisance on your property is like having a time bomb that could go off at any moment, consuming your assets and putting you in legal jeopardy. An attractive nuisance is something so compelling that it entices people

Homes above abandoned mines need extra insurance coverage

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Many home owners already have insurance that covers above-ground disasters like tornadoes, lightning and fires. But those in some areas of the United States also face risks from below if their houses sit atop abandoned mines. Luckily, they may be

Burning down the house: Desperate homeowners turn to arson

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With the foreclosure crisis still rippling across the American economic landscape, some desperate property owners may be turning to a drastic form of insurance fraud — burning down their own homes. Arson insurance fraud involves home and business owners setting

Make sure your home insurance protects you from attractive nuisance lawsuits

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Having an attractive nuisance on your property is like having a time bomb that could go off at any moment, consuming your assets and putting you in legal jeopardy. An attractive nuisance is something so compelling that it entices people

Little-known anti-concurrent causation clause can surprise homeowners

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Many who suffered the heartbreak of losing their homes during Hurricane Katrina consoled themselves with the thought that their home insurance would provide enough money to help them rebuild their homes and lives. Unfortunately, that wasn’t always the case. Because